longevity risk

基本解释

Pension plans and insurance companies that want to hedge their longevity risk need to find counterparties - investors who are happy to take on that risk.
希望对冲寿命风险的养老金计划和保险公司，需要找到对手方乐于承担这种风险的投资者。
That suggests current tests for the risks of diseases of aging are incomplete, as they do not take into account these longevity-associated genes that may override that risk.
这暗示着目前对老年疾病风险的测验仍是不完备的，因为他们没有把可能掩盖这些风险的与长寿相关的基因考虑进来。
It is shown that employees may avert longevity-risk while they are exposed to ephemerality-risk, principle-agent risk and regulatory risk with access to the occupational pension schemes.
认为，企业年金效用在于参加企业年金计划的员工预期可以规避长寿风险，但为此员工还要承担短寿风险、委托代理风险以及规制风险。

So how do you know if so-called longevity risk will cause you financial problems or if your heirs may be asked to foot the bill if you run out of money?
FORBES: Managing Your "Tail-End" Risk - Part 1: The Risk that You May Outlive Your Assets
Finally, and most important, recent studies have shown convincing evidence that cardio-respiratory fitness is a much stronger predictor of longevity and reduced risk of cardiovascular mortality and all-cause mortality than BMI.
FORBES: How Useful Is Body Mass Index In Predicting Long-Term Health?

长寿风险
Second, because the new policy introduced into personal account which did not exist before, so there is great debt which si recessive. At the same time, the new personal accounts also faced longevity risk and invest risk.
其次，由于新制度中引进了个人账户，因此面临着巨大的隐形债务，同时还将面临长寿风险和投资风险。