saving account

基本解释

Do I need a saving account and a checking account?
储蓄存款账户和支票存款账户我都需要开吗？
Clerk: Hello. Would you like to open a saving account?
职员：您好！您要开立一个储蓄帐户吗？
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Regarding the interest rates, what is the difference between a saving account and checking account?
在利率方面，储蓄存款和支票存款有什么不同？

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.
如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。
耶鲁公开课 - 金融市场课程节选

Health-care savings programs exist in two forms: The Health Saving Account (HSA) and the Flexible Saving Account (FSA).
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Dr. Carson proposed a much broader form of health saving account.
FORBES: Obama Care's Assault on Dr. Carson's Health Savings Accounts (and My Tax Bill)
Certificates of deposit (CDs) are an attractive option when trying to boost your savings yield because they pay more competitive rates than a saving account while still offering FDIC insurance protection.
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