unearned income

1. N-UNCOUNT Unearned income is money that people gain from interest or profit from property or investment, rather than money that they earn from a job. (地产或投资所得的) 非劳动收入[商业]

Your IRA deduction cannot be taken from unearned income. 你的个人退休账户的扣税不可能从非劳动收入中减去。